Are you familiar with that feeling of regret when you buy school supplies for your kids, but then accidentally toss them away before you leave the store? While you wouldn’t intentionally waste your hard-earned money, not utilizing all your dental insurance benefits before 2021 comes to a close is akin to doing just that. In this article, we’ll explore three compelling reasons why making an appointment with your trusted dentist in West Mobile before the year ends is a wise decision.
- You’ve Paid for Premium Services Whether you contribute to your dental insurance premiums directly or through payroll deductions, those monthly payments entitle you to valuable discounts on various dental services. In some cases, certain services might even be fully covered, essentially becoming free for you.
For instance, the majority of dental insurance plans provide complete coverage for two regular checkups and cleanings each year. Failing to take advantage of these preventive appointments means you’re essentially paying for something you’re not utilizing. If you haven’t already had your two checkups this year, don’t hesitate to schedule another visit before the year draws to a close.
- Benefits Reset on January 1st Unlike your unused vacation days, dental insurance benefits usually do not carry over to the following year. In most instances, you’ll only be entitled to two checkups in 2021, even if you only attended one in 2020.
Every dental insurance plan comes with a yearly maximum, a set amount of money you can spend on dental care each year. Typically ranging from $1,000 to $1,250, this sum can make a significant difference in improving your oral health. However, any remaining amount does not roll over to the next year, making it essential to utilize your benefits before they expire.
If you’ve already completed your two annual checkups, now is the perfect opportunity to address any lingering dental work you may have been postponing, such as fillings or crowns.
- Embrace Preventive Care for Savings In the realm of dental insurance, prevention is the name of the game. Insurers are more inclined to cover the cost of preventive care rather than extensive treatments for issues that have already manifested. The reason is simple: it’s far easier and more cost-effective to prevent dental problems than it is to treat them later on.
Just as you wouldn’t discard newly purchased items, you shouldn’t let your dental insurance benefits go unused. Whether it’s time for another routine checkup or a necessary dental procedure, don’t procrastinate until next year. Take action today and discover the savings you can enjoy!
About the Author: Dr. Hube Parker is an esteemed dentist in West Mobile, AL, who obtained his dental degree in 1993 from the University of Mississippi School of Dentistry. With over 25 years of experience, he leads the team at Parker Dental & Orthodontics. Dr. Parker is actively involved in various professional organizations and holds a Fellowship in the Academy of General Dentistry. His practice accepts numerous popular dental insurance providers, including Delta Dental and Cigna. For insights on maximizing your insurance benefits, reach out to his West Mobile office at 251-304-9129.